BOOM you've arrived! You're at the LIBERATION POINT! Less than 10% ever get here not because they can't but because they didn't have a system that they could work or the guidance that made it work.

At the LIBERATION POINT, the income generated from your INVESTABLE ASSETS now covers not only your basic necessities but also the additional expenses around the lifestyle you want. These include things like vacations, spa treatments, electronics, higher-end cars, pretty much anything that isn't a necessity but is a desire.

This means you no longer have to work to take care of your lifestyle AND you're not having to drain your savings or go into debt to do it either. This is a great place to be because your assets are large enough that you've achieved "asset growth momentum" meaning your assets grow faster each day due to the effects of compounding. At this stage, the only debt you still have is a mortgage. All other debts are paid off and you aren't using credit cards or credit to live. You're living a cash life which is a peaceful place to be.

At this stage, the most important thing is to stay focused on paying off your mortgage while sticking to your financial plan and building a strategic asset allocation that allows for growth and reinvestment over time. The sooner your mortgage is paid off and the assets continue to build, the sooner you'll hit the pinnacle of the AFFLUENCE POINT.

Using processes and tools like the Dirty Dozen Dream Destroyers ™ to avoid and reduce your exposure and risks to your assets and your ability to earn you'll continue to build your wealth, affluence and freedom. For now, manage your asset allocation and mitigate any risks to allow your INVESTABLE ASSETS to continue to grow.

The big word here is ALLOCATION!